About

Built by claims people for claims people.

Canotera was founded by workers' comp operators and applied scientists who watched too many routine indemnity files turn into six-figure surprises. The signals were always there. The tooling wasn't.

Our Thesis

The first ninety days decide the file.

A small percentage of workers' comp claims drive the majority of indemnity loss. The signals that distinguish them — comorbidity, jurisdiction, attorney representation likelihood, treatment trajectory — are present in the first report and the records that follow it.

Canotera reads those signals at FROI and routes them to the people who can act: senior adjusters, nurse case managers, defense counsel, employer risk teams. Not after the fact, in a quarterly report. Before the file is locked in.

How We Operate

Three principles we don't bend on.

Operator-built

Founded by people who managed actual WC books — not a lab project retrofitted to insurance.

Sober about AI

Predictions are evaluated against your closed-file data. If the model doesn't beat your incumbent process, we don't ship.

Custodial about data

Single-tenant deployments, signed BAAs, and a hard rule that one client's data never trains another client's model.

Want to talk about your book?